Privacy Policy

WMCockpit Privacy Policy
Last Updated: November, 2025

Introduction
At WMCockpit Pte Ltd ("WMCockpit", "we", "our" or "us"), safeguarding your privacy is a priority. This Privacy Policy outlines how we collect, use, protect, and disclose your personal information when you use our website wmcockpit.com and any affiliated services that link to this Policy. We also inform you of the choices you have regarding your information.

Information We Collect
We collect information in several ways to provide and improve our services:
Account Credentials: When you create an account, we may collect usernames and passwords to allow you protected access to our platform.
Communications: Information you share through emails, contact forms, or other channels may be stored to assist with your inquiries or feedback.
Contact Details: With your appropriate consent, we use your contact information (e.g., email, phone) to communicate updates and marketing materials.
Professional Information: Data such as job title, company, and professional contacts may be gathered when you interact or transact with us.
Platform Data: For subscribers, we process data uploaded on behalf of clients for estate advisory and related features. WMCockpit acts as a data processor for such Customer Data, and our clients remain the data controllers. If you are required by law or contract to provide specific data and fail to do so, some services may not be accessible to you.

Automated Data Collection
We employ technologies (server logs, cookies, web beacons) to gather data about device, browser, how you use our services, and your navigation patterns: Device and browser information, including IP address and device identifiers. Usage activity and prior site visits. Preferences, actions taken, and engaged features.

You can manage cookies in your browser settings. For help, visit www.allaboutcookies.org. Disabling cookies may affect certain features. Our platform does not respond to browser "do not track" signals.

Analytics and Third-Party Tools
We use third-party analytics providers (Google Analytics) to evaluate and improve our platform. These providers may collect technical identifiers and usage patterns. Learn more at:

Google Analytics Support
Google Partners Privacy

External Information Sources
Your information may be enhanced by data from third parties, including vendors, social networks, partners, or public records. We may merge such details with your existing profile.

Use of Personal Information
Your information is primarily used to: Deliver services and requested content. Manage and authenticate your account. Respond to your questions and support requests. Secure, improve, and operate our services, conduct analytics, and manage communications. Prevent misuse, safeguard rights, and comply with legal or regulatory requirements. Tailor your online experience and marketing based on your preferences.

When required, we obtain your consent for specific uses, and your consent may be withdrawn at any time.

Disclosure of Personal Information
We may share data in the following circumstances:
Service Providers: With third parties performing support roles like hosting, payment processing, analytics, or professional services. They must protect your data and limit their use to agreed purposes.
Business Changes: In the event of mergers, acquisitions, or other structural changes, your information may be transferred as part of business assets.
Legal or Regulatory Reasons: If required by law, court order, or governmental authority, or to protect legal rights or property.
Other Cases: As specified at the time information is requested or with your explicit consent.

Your Choices & Rights
You can request access, correction, deletion, or limitation of your personal information usage. Account holders may adjust many data categories through account settings. Some rights, such as data portability and objection to processing, are subject to prevailing legal frameworks.

For requests, contact us at
info@wmcockpit.com

For Customer Data, please direct requests to your organization that maintains control over such data.
If you delete your account, we will do so within a reasonable timeframe. Certain data may be retained for legal compliance or legitimate business purposes.
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You can opt out of marketing messages by using the "Unsubscribe" feature in communications.
If unsatisfied, you may contact your local data protection authority, but we prefer you reach out to us first for resolution.
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Transfers of Personal Data
Your information may be transferred outside of your country, including to jurisdictions with differing data protection standards. WMCockpit will ensure your data remains protected and compliant with international frameworks (e.g., GDPR, applicable contracts). For EEA, UK, and Swiss users, appropriate safeguards will be in place, and you may request details using our contact information.

Data Security
We employ reasonable administrative, technical, and physical measures to protect personal information against loss, unauthorized access, misuse, or destruction.

Data Retention
Data is kept only as long as necessary for the purposes outlined, and in accordance with applicable laws, accounting standards, and statutes of limitation. Extended retention may occur in case of legal requirements or anticipated claims.
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Links to Third-Party Sites
Our website may contain links to external sites and services. Your use of third-party sites is governed by their respective policies. We are not responsible for their privacy practices or content.

Children's Privacy
Our services are not targeted to children under 13. We do not knowingly collect or retain data from minors. If you become aware of a child’s data being provided to us, please contact us for prompt removal.

California Consumer Privacy Statement
This statement supplements our main Policy and applies to California residents. We only process sensitive data as necessary and do not sell personal data or use it for cross-context behavioral advertising.

Your California Rights
Request information about collection, use, sharing of your personal data (twice in 12 months).
Correct, delete, or access your data.
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No discriminatory treatment for exercising rights under applicable law.

For requests, email
info@wmcockpit.com

We will verify your identity before fulfilling requests and respond within the timeframes outlined by law.

Updates to this Policy
We may update this Privacy Policy periodically. Changes will be posted to our site with the "last updated" date revised accordingly. Material changes may require your consent or direct notification.

Contact Information
WMCockpit Pte Ltd
Attn: Privacy Officer
info@wmcockpit.com

(Physical address available upon request)